Themint

accelerating your fintech dreams, build by @btv_vc

[JC Bahr-de Stefano @jbahrdestefano]

So @getflex_hq (BNPL for rent) is one of those fintech cos I've always been curious about but they publish almost nothing

Finally came across an AP article from a couple mos ago with real numbers - seems like they are at ~$450M-$500M run rate, quietly crushing

With this type of product, people always assumed it would skew lower credit profile + lower rent. But they actually distribute through class A institutional property managers. In their own blog, they pitch to luxury properties, arguing that class A renters prefer staying liquid. I think the average rent per user is likely much higher than most people assume

Also have expanded beyond rent and into everyday expenses (e.g., utilities, internet, and auto)

*** aware there are many things that could sway this quite a bit + limitations with what info is available (e.g., customers vs. paying subscribers, landlord partnerships w/ varying economics, credit losses, credit card economics, churn, property pass through fees, etc.)

[JC Bahr-de Stefano @jbahrdestefano]

🫡 actively leading pre-seed + seed deals ($500K-$3.5M checks). If you're raising before year-end, reach out @btv_vc

We're fintech-focused, but our lens is broader than most:

- pure-play fintech (banking, payments, etc.) - consumer AND B2B
- insurtech, proptech, healthtech
- financial services + industry intersections (logistics, construction, supply chain)
- vertical AI
- vSaaS + marketplaces
- data + infra (w/ financial use cases)
- workflow + SaaS for financial institutions
- commerce

[Yoseph West @ycwest]

Today, we’re proud to launch Relay Capital. ⚡ Meet term loans for businesses that need fast, flexible funding, without the friction.

Over the years, we’ve heard countless business owners tell us how hard it is to get the financing they need, when they need it.

Your business can’t pause for a lender's timeline.

Every day, you're thinking about how to kick off your next stage of growth—whether that's hiring, inventory expansion, renovations or a new location.

So, when the next opportunity pops up, you can’t afford to miss it because of weeks-long back and forth with traditional lenders (who could still reject you at the end of it all).

Relay Capital is the lending small businesses deserve: easy access to capital the moment it matters most.

If you’re an existing customer and you prequalify, a term loan offer will be waiting for you in your dashboard. Businesses can prequalify for loans between $1,000 and $250,000, based simply on their Relay account activity.* You choose your terms and decide what to draw.

Upon approval, you can receive funds in as little as 1 to 2 business days.

Most business owners know exactly where they want to go, but they need access to capital to realize their ambitions. Relay Capital term loans are our first step toward fixing that.

We're just getting started.

—
* Relay Capital funding is provided by Fundbox, an external third-party provider, or its bank partner, Lead Bank. All financing is subject to credit approval of a completed application. Fundbox and its bank partners base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. Financing may not be available in all states and may be subject to local restrictions where applicable. All loans are subject to credit approval and applicable terms and conditions. Borrowing involves fixed repayment obligations and applicable interest and/or fees. Approval timing based on typical experience; actual decision and funding times may vary.

[Themint @the_mint_vc]

We will be your biggest cheerleaders, and we promise to push you in the right directions.

We will be your biggest cheerleaders, and we promise to push you in the right directions.

[Themint @the_mint_vc]

Financial technology
will create a better tomorrow.

[Themint @the_mint_vc]

reviewing applications and can't help but think that a GPT wrote some of these responses

We're still accepting companies for the next cohort starting in August - if you are starting a fintech or fintech-adjacent company, we'd love to chat!

[Themint @the_mint_vc]

reviewing applications
and can't help but think that a GPT wrote some of these responses

We're still accepting companies for the next cohort starting in August - if you are starting a fintech or fintech-adjacent company, we'd love to chat!

[Ọládélé 🇳🇬👑 @Theoladeledada]

Here is a list of all startup accelerators you can apply to right now:

@ycombinator ($500k for ~7%)
@a16z ($750k-$1M for ~7-10%)
@pioneerdotapp ($20k for 1%)
@the_mint_vc ($500k for 10%)
@angelpad ($120k for 7%)
@techstars ($220k for ~5-7%)
@500GlobalVC ($112.5k for 6%)
@EFStartups ($250k for ~9%)
@southparkcommon ($400k for 7% + $600k guaranteed follow-on)
@sequoia ($1M)
@pearvc ($250k-$2M)
@greylock (SAFE note + $500k+ in credits)
@conviction ($150k uncapped MFN SAFE)
@openai ($1M equity investment)
@StartupWiseGuys (up to €65k for equity)
@apxaccel (up to €500k, typically €50k for 5%)
@southparkcommon ($150k for 5-10%)
@seedcamp (€100k-€200k for 7-7.5%)
@antlervc (€100k for 10% + stipend / $200k-$250k for 8-9%)
@googlestartups (up to $100k)
@accel (up to $500k-$1M)
@aigrant ($250k uncapped)
@aforecapital ($100k-$500k)
@BoostVC (up to $500k for 15%)

Retweet for other entrepreneurs to see

[Themint @the_mint_vc]

Check out the community I created: https://t.co/bZCH4mareI

[Themint @the_mint_vc]

@askwhykartik @ycombinator @a16z @pioneerdotapp @angelpad @Techstars @500GlobalVC 🤝

[Themint @the_mint_vc]

The bespoke fintech program
to save you time and accelerate
your growth

[kartikey singh @askwhykartik]

Here is a list of all startup accelerators you can apply to right now:

@ycombinator ($500k for ~7%)
@a16z ($750k-$1M for ~7-10%)
@pioneerdotapp ($20k for 1%)
@the_mint_vc ($500k for 10%)
@angelpad ($120k for 7%)
@techstars ($220k for ~5-7%)
@500GlobalVC ($112.5k for 6%)
@EFStartups ($250k for ~9%)
@southparkcommon ($400k for 7% + $600k guaranteed follow-on)
@sequoia ($1M)
@pearvc ($250k-$2M)
@greylock (SAFE note + $500k+ in credits)
@conviction ($150k uncapped MFN SAFE)
@openai ($1M equity investment)
@StartupWiseGuys (up to €65k for equity)
@apxaccel (up to €500k, typically €50k for 5%)
@southparkcommon ($150k for 5-10%)
@seedcamp (€100k-€200k for 7-7.5%)
@antlervc (€100k for 10% + stipend / $200k-$250k for 8-9%)
@googlestartups (up to $100k)
@accel (up to $500k-$1M)
@aigrant ($250k uncapped)
@aforecapital ($100k-$500k)
@BoostVC (up to $500k for 15%)

[Crypto Solutions 🕊️ @creptosolutions]

Are You a builder or aspiring to build, Here is a list of all startup accelerators you can apply to right now:

@ycombinator ($500k for ~7%)
@a16z ($750k-$1M for ~7-10%)
@pioneerdotapp ($20k for 1%)
@the_mint_vc ($500k for 10%)
@angelpad ($120k for 7%)
@techstars ($220k for ~5-7%)
@500GlobalVC ($112.5k for 6%)
@EFStartups ($250k for ~9%)
@southparkcommon ($400k for 7% + $600k guaranteed follow-on)
@sequoia ($1M)
@pearvc ($250k-$2M)
@greylock (SAFE note + $500k+ in credits)
@conviction ($150k uncapped MFN SAFE)
@openai ($1M equity investment)
@StartupWiseGuys (up to €65k for equity)
@apxaccel (up to €500k, typically €50k for 5%)
@southparkcommon ($150k for 5-10%)
@seedcamp (€100k-€200k for 7-7.5%)
@antlervc (€100k for 10% + stipend / $200k-$250k for 8-9%)
@googlestartups (up to $100k)
@accel (up to $500k-$1M)
@aigrant ($250k uncapped)
@aforecapital ($100k-$500k)
@BoostVC (up to $500k for 15%)

[Sheel Mohnot @pitdesi]

Preparing financial statements is a complex & tedious.

@InScopehq uses AI to automate it.

Firms like CohnReznick & companies like Cursor are already customers, many more top firms and companies are onboarding.

Stoked that they've got another $14.5M from Norwest & co!

[JC Bahr-de Stefano @jbahrdestefano]

https://t.co/hDPoJrM7dB

[JC Bahr-de Stefano @jbahrdestefano]

spouting the usual about why now is the best time to build + invest in fintech (who knows how or why I got the mic over @nbobba)

shout out to @adamn + @DezFleming at @FirstMarkCap for letting us co-host!

NYC🤝fintech
@btv_vc 🤝 @FirstMarkCap
🙏 @Orrick @SiliconVlyBank