Timothy

[litquidity @litcapital]

Google is raising $80 billion of equity a week before SpaceX is trying to raise $75 billion a few months before Anthropic and OpenAI are trying to raise $100 billion from investors and you’re laughing???

This is a cataclysmic exit liquidity avalanche

[Timothy @tmugume]

@NWSCMD To quote you correctly, did you say current AUM are at Ugx 5trillion?

[Defiant Ghost @TheDefiantGhost]

Edward Snowden said it the best:

"When you say 'I don't care about the right to privacy because I have nothing to hide,' that's no different than saying 'I don't care about freedom of speech because I have nothing to say.'"

"Simply because you are following the law, doesn't mean that you'll be exempt from governmental interference in your private life."

[Phil Kirya @PhilKirya]

"The wife brings a husband to the police station, before you put the husband in (jail) the same wife brings Katogo and juice for the husband".

SSP Donald Muhwezi, Chief Liaison Officer KMP

#DTLUganda

[MrBanks💰 @Mrbankstips]

This aired in 2008. You don’t really know what you think you know.

[jack @jack]

we're making @blocks smaller today. here's my note to the company.

####

today we're making one of the hardest decisions in the history of our company: we're reducing our organization by nearly half, from over 10,000 people to just under 6,000. that means over 4,000 of you are being asked to leave or entering into consultation. i'll be straight about what's happening, why, and what it means for everyone.

first off, if you're one of the people affected, you'll receive your salary for 20 weeks + 1 week per year of tenure, equity vested through the end of may, 6 months of health care, your corporate devices, and $5,000 to put toward whatever you need to help you in this transition (if you’re outside the U.S. you’ll receive similar support but exact details are going to vary based on local requirements). i want you to know that before anything else. everyone will be notified today, whether you're being asked to leave, entering consultation, or asked to stay.

we're not making this decision because we're in trouble. our business is strong. gross profit continues to grow, we continue to serve more and more customers, and profitability is improving. but something has changed. we're already seeing that the intelligence tools we’re creating and using, paired with smaller and flatter teams, are enabling a new way of working which fundamentally changes what it means to build and run a company. and that's accelerating rapidly.

i had two options: cut gradually over months or years as this shift plays out, or be honest about where we are and act on it now. i chose the latter. repeated rounds of cuts are destructive to morale, to focus, and to the trust that customers and shareholders place in our ability to lead. i'd rather take a hard, clear action now and build from a position we believe in than manage a slow reduction of people toward the same outcome. a smaller company also gives us the space to grow our business the right way, on our own terms, instead of constantly reacting to market pressures.

a decision at this scale carries risk. but so does standing still. we've done a full review to determine the roles and people we require to reliably grow the business from here, and we've pressure-tested those decisions from multiple angles. i accept that we may have gotten some of them wrong, and we've built in flexibility to account for that, and do the right thing for our customers.

we're not going to just disappear people from slack and email and pretend they were never here. communication channels will stay open through thursday evening (pacific) so everyone can say goodbye properly, and share whatever you wish. i'll also be hosting a live video session to thank everyone at 3:35pm pacific. i know doing it this way might feel awkward. i'd rather it feel awkward and human than efficient and cold.

to those of you leaving…i’m grateful for you, and i’m sorry to put you through this. you built what this company is today. that's a fact that i'll honor forever. this decision is not a reflection of what you contributed. you will be a great contributor to any organization going forward.

to those staying…i made this decision, and i'll own it. what i'm asking of you is to build with me. we're going to build this company with intelligence at the core of everything we do. how we work, how we create, how we serve our customers. our customers will feel this shift too, and we're going to help them navigate it: towards a future where they can build their own features directly, composed of our capabilities and served through our interfaces. that's what i'm focused on now. expect a note from me tomorrow.

jack

[StockWhale @thestockwhale]

This is how you become a multi-millionaire because of stocks:

1. 3-barbell approach ->
- 50% core holdings
- 30% high conviction spears
- 10% moonshots

2. stock picks ->
- most retail traders pick random basket of stocks
- instead, we pick themes

3. trimming profits ->
- trim only to restore a balanced portfolio, not when a stock is "too high"
- winners are meant to be held, just not allowed to dominate your portfolio

4. recycling profits ->
- recycle profits back into core positions
- this locks in gains
- keeps you in the market
- reduces drawdowns and lowers volatility

I made you millions in 2025, I will make you millions again in 2026.

All my stock picks / buy & sell signals in Discord @ https://t.co/GaBnArA2UG 💪

[Hiten Shah @hnshah]

The fastest way to become average is to seek approval.

[Timothy @tmugume]

The only true test of intelligence, is if you get what you want out of life ~ @naval @NavalismHQ

[STONΞ @StoneAtwine]

Eversend 2024 in Review 🚀

2024 was our biggest year yet at @eversendapp! Here’s what we achieved:

✅ 1M+ registered users
✅ 2x revenue growth 📈
✅ Growing sustainably – 2-month payback period 💰
✅ 150,000+ virtual cards issued 💳
✅ 4.3⭐ Trustpilot rating – Customers love us! ❤️
✅ New app dropping soon – Faster, better, more secure 🔥
✅ US & EU bank accounts 🌍
✅ 24/7 customer support 💬
✅ B2B growth – Stablecoin infra for global businesses
✅ AI & automation – Cutting costs, boosting efficiency
✅ Expanding soon – Planning for 🇹🇭 🇧🇫 🇸🇳 and more!

We’re just getting started. Let’s build. 🚀

#Fintech #Neobanking #CrossBorderPayments #Stablecoins #AI #EmergingMarkets

[Made with AI]

[David Hundeyin @DavidHundeyin]

This is part of the wider point I have been trying to make for years about the fundamental problem with Kenya's economic and infrastructure makeup, but Kenyans read what I say and what they take away from it is, "This random Nigerian guy is telling us to cut down all our trees and turn Nairobi into a concrete desert like Lagos."

Meanwhile, the point I am actually making is that almost all the assumptions that Kenyans have about what a "good" Kenya looks like, are assumptions that have been carefully indoctrinated into them by the usual Muzungu suspects. Starting from the idea that Kenya's primary value offering to the world should be something called "tourism," and that this should be built around this white people phenomenon called a "safari" where they visit Kenya to look at pretty animals and environments, while spending their precious dollars, pounds, and euros along the way.

This is not an idea that is native to Kenya, nor is the surrounding Kenyan 'Conservation' industry, which has grown into something that Kenyans themselves can no longer control. The entire economic premise of modern Kenya is that giraffes, lions, hippos, trees, and things that grow out of the soil are the country's primary economic opportunities (not the ideas or productive output of Kenyan people) and that those things are intrinsically more valuable than Kenyans themselves. Even the innocuously named Kenya Wildlife Service has morphed into a heavily armed, foreign-funded, semi-independent state actor that abducts and murders Kenyans for "trespassing" on what is actually Kenyan public land.

Every aspect of Kenya's economy has been infected with this idea that how you offer value to the world is by being picturesque and pretty so that muzungus will fly in from Dortmund, New Hampshire, Stavanger and Salzburg to take pictures and give you money - you don't actually produce anything, you just cater to muzungu's various appetites, ideas, sensibilities and desires, and that is how you earn a living in the world. The "safari" concept has even been expanded to touring slums filled with human beings in Kenya. You can literally book a slum safari online, so that after taking photos of the noble, valuable animals at Nairobi National Park, you can take photos of the less valuable, poverty-stricken, humanoid ones at Kibera National Park, before stopping for your 5 pm tea at Artcaffé, Westgate Mall.

Even agriculture is centred around cash crops for cheap export to muzungus, like tea and flowers - there is almost nothing about Kenya's economy that is geared toward creating and compounding wealth for Kenyans themselves, or exploring the ideas and productive capacity of the people.

You have an entire national economy built around offering pleasurable sensory experiences to muzungus and fitting into the tiny economic and geopolitical boxes they have created to cage you with. Exotic human and animal "safaris" to appeal to their eyes; cheap agricultural exports to feed into their industrial paradigm for Africa; NGO funding and grant proposals to feed into their various geopolitical agenda; unhinged nationwide focus on "conservation" and "green energy" in a $1,950 per capita income economy to feed into their new age land theft and energy colonialism; good looking male and female sex workers to appeal to their scrotums and labias - that's it.

And my point is that China's economic example shows that economic freedom comes from production - not from the slavery-with-extra-steps that is "tourism" and "conservation" economy. If you want to be free in this world, you need electricity. You need factories. You need transport infrastructure. You need weapons.

Without these things, you and your kids will remain poor and powerless, and your trees and lions and giraffes will be little more than photo props for white people who have built a business model out of exploiting your poverty and calling it "tourism."

But it's much easier to miss my point and hurl insults so...🤷🏿‍♂️

[Timothy @tmugume]

“There are two things that determine how our lives turn out: the quality of our decisions and luck.”

[Book Therapy @Book_therapy223]

Use it or lose it

[Samora Kariuki @SamoraKariuki]

1/ Why do some African fintech markets produce unicorns while others struggle to scale? 🧐

At the recent Africa Tech Summit, one consensus emerged: Kenya isn't a great fintech venture market compared to Egypt and Nigeria.

Let's break down why. 🧵👇

[Chaos Theory @Samwyri]

Seen a lot of comments saying this is PR. Doesn’t matter even if it is. Do you know what it does to the psyche of the nation when you have young people dreaming and collaborating with the smartest people in the world? When you have such a critical mass of dreamers, you are set.

[Timothy @tmugume]

Nice tribute with a resounding quote as a take away “…If only we had more quiet kindness, humility, generosity and efficiency, and less performative piety and public religiosity – maybe then might we co-exist in peace and dignity in this country we appear doomed to share.”

[Dr Busingye Kabumba @bkabumba]

My column in this week’s @observerug

A ‘final final’ piece on the work and legacy of @MakerereLaw Professor Joe Oloka-Onyango, partly triggered by the @JudiciaryUG ‘First Ever Prayer and Thanksgiving Breakfast’ held last week.

https://t.co/BSRXpJmlpB

[Timothy @tmugume]

https://t.co/430m6tSOSy

[George Njoroge @georgenjoroge_]

This speech will become part of history and it will be remembered for generations to come👏🏽