Senior Education and Outreach Associate @TaxEDU . Thoughts are my own. ✍️Featured in @TheHillOpinion, @DailyCaller, @FEEOnline, @Reason, @townhallcom, and more.
Ever wonder where bad financial policy originates? Some of it comes from financial myths surrounding junk fees, the Durbin Amendment, and the Federal Home Loan Bank. Check out my latest report on the topic below!👇🏻 @consumerpal
Did you know? Most states place limits on property tax increases to help keep taxes from rising too rapidly. But assessment and levy limits are not the same. 🏡
Learn more: https://t.co/iGT6H7w0UE
The US national debt is on an unprecedented and unsustainable trajectory that will require ever-greater borrowing and larger interest payments on what is borrowed. These interest payments will, in turn, consume a larger part of the budget, and all Americans will pay the price.
For that reason, it’s worth examining not only what the national debt is, but also why higher interest payments matter.
Read more: https://t.co/7hbOaapwcE
Great discussion this afternoon on the Hill about the need to pause emerging state AI regulatory regimes.
A special thank you to Congressman @JayObernolte for joining ACI and @aftfuture to debunk some of the most common myths and explain why action is needed now.
.@Consumerpal’s Nate Karren discusses America’s current spectrum crisis and the urgent need to reauthorize spectrum auction authority: “American consumers need more spectrum, and they need it fast.” More: https://t.co/36qSG4VF9d
Americans owe $1.21T in credit card debt—but a 10% rate cap won’t help. It’ll hurt.
Artificial price controls like the Sanders-Hawley plan reduce credit access, raise fees, and punish low-income borrowers.
🔗https://t.co/vD2X12u0ab
AI drives innovation, boosts small businesses, and keeps Texas at the forefront of the tech revolution. But burdensome regulations threaten progress with costly red tape.
@Logan_Kolas and @VanceGinn
argue that Texas should embrace AI’s potential—not regulate it away. https://t.co/tW4dDIvTEn
Corporate Taxes = Higher Prices for YOU!
Research debunks the myth that corporate taxes only hurt shareholders. In reality, consumers bear up to HALF the burden through higher prices on everyday goods.
corporate taxes = rising costs for essentials like groceries & gas.
🔗 Read more: https://t.co/15b0GwgDer
Interest rate caps are just price controls by another name—and they always hurt consumers! Whether it’s AOC, Trump, or VA lawmakers pushing them, @GovernorVA should think twice before limiting interest to 12%.
https://t.co/pGJeHWHPa6
I'm a firm believer that good policy is good policy no matter the political momentum at the moment. With that in mind and to follow-up to last night's speech, here are some of the @consumerpal's positions on key themes and topics.
Main point: consumers benefit from markets.
Without these changes, the NAIC risks operating as a shadow regulator—exerting enormous influence over the insurance industry with minimal public oversight. ACI’s recommendations will ensure the NAIC operates within its intended role and maintains proper accountability
ACI’s new report raises serious concerns about the National Association of Insurance Commissioners (NAIC)—a powerful regulatory body with little transparency. @consumerpal
Is the NAIC operating beyond its intended role? Here’s what you need to know. 🧵👇
https://t.co/fe676et3sR
ACI’s report calls for major reforms to improve accountability:
✅Require the NAIC to file a Form 990 like other nonprofits
✅ Apply transparency laws (FOIA, Administrative Procedure Act) if it claims quasi-governmental status
✅Conduct an independent third-party audit