Manish Rawat

#india🇮🇳 #indianarmedforces❤ trying to bridging the gap between economics and mathematics. A.G.I To A.S.I

[PowerLawyerUnfiltered @PowerLawyerVJ]

For those questioning my identity, let me put this on record: I am a woman, a lawyer, and a victim of predatory payday lending myself.

I have fought my own battles, experienced financial exploitation, and been exploited further by so-called debt settlement firms. I learnt my lessons the hard way.

Instead of remaining silent, I chose to speak up publicly, stand against predatory lending apps and extend my support to the Borrowers Rights Team @BorrowerRicwg8 and others fighting this cause.

I know what borrowers go through because I have been there myself. My involvement is not about money, publicity or personal gains. It is about ensuring that others do not go through what I and so many others have experienced.

I don't need to prove my identity to justify my commitment to this cause. My work and intentions should speak for themselves.

[Manish Rawat @srawat680]

@UNKWNS5 @Sonaada0001 Yup bro 😭😭

[PowerLawyerUnfiltered @PowerLawyerVJ]

AN OPEN MESSAGE TO BORROWERS AND EVERYONE FIGHTING AGAINST PAYDAY LENDER HARASSMENT.

@Pravinkks
@aarushisharmaX
@BorrowerRicwg8
@saynotoloans
@santosh23236177

There is a very unfortunate irony in trying to do something genuinely good for people.

In India, we often witness a disturbing pattern: someone reaches out when they are desperate, seeks help, accepts every bit of assistance offered, and once their immediate problem is addressed, turns around and questions the very person who stood by them.

I have personally experienced this.

A borrower who followed my posts reached out to me through DMs, shared his loan details, explained his difficulties and requested my intervention. I extended legal guidance, helped draft and send emails to lenders, and supported him in seeking relief, including NOCs, cessation of harassment and possible waivers or settlements.

All of this was done FREE OF COST. No professional fees. No consultation charges. No monetary expectations.

But after receiving assistance, the questions suddenly changed.

Am I a man or a woman? Has he ever heard of a woman borrowing from payday lenders? Why won't I share my identity card? What is my background? Who am I?

Seriously?

How does my gender determine whether I can provide legal assistance? How does my personal borrowing history determine whether I am qualified to help someone? And why should I be required to hand over my personal identification documents to someone simply because I extended a helping hand?

The issue should be the harassment borrowers are facing, not the identity of the person helping them.

Let me make a few things absolutely clear.

I have a respectable corporate career and a senior legal position. I have spent years building my professional credentials. I do not need to negotiate secretly with lenders, take money from them or make a business out of somebody else's misery.

I have myself witnessed the consequences of predatory lending. I have seen friends lose their lives to the devastating consequences of financial distress. I have seen people around me go through unimaginable mental agony.

Every borrower who has approached me seeking genuine assistance has received legal guidance to the best of my ability.

My objective has always been to help people who cannot afford timely legal assistance, who do not know their rights, and who are otherwise forced to approach debt settlement agencies charging exorbitant fees, sometimes becoming another source of financial and mental exploitation.

And if someone accepts my assistance and subsequently starts insinuating that I am secretly negotiating with lenders for money, I have every right to call out that behaviour.

A word to borrowers:

You have every right to question, verify and exercise caution. Trust should never be blind. But there is a difference between reasonable verification and disrespectful interrogation.

You cannot demand free legal assistance, expect someone to fight your battles, receive their time and effort, and then turn around and malign their character simply because they refuse to disclose personal information that has absolutely no relevance to the assistance provided.

Nobody owes you their personal identity documents, private life or personal history in exchange for helping you.

I will continue to stand against predatory lending, unlawful recovery practices and borrower harassment. But I will not tolerate personal attacks, baseless insinuations or attempts to question my integrity.

A noble cause should not become an opportunity for people to exploit the goodwill of those supporting it.

If you genuinely want to fight this battle, let us stand together. But please remember: solidarity works both ways.

Respect those who stand beside you. Do not become another reason why people who genuinely want to help eventually decide to walk away.

I am here for the cause, not for personal validation, recognition or anyone's approval.

[Manish Rawat @srawat680]

I think I'm might be wrong @claudeai @grok @ChatGPT

[Manish Rawat @srawat680]

Artificial Selection will not be able to beat Natural Selection.

[Manish Rawat @srawat680]

@saynotoloans @PowerLawyerVJ @Pravinkks @aarushisharmaX @BorrowerRicwg8 @santosh23236177 One thing is more distrubing in india and it should be studied by top economist and @RBI that why people are taking loans especially the costly one in last 10 years the household debt had been increased that doesn't generating any tangible asset.

[Manish Rawat @srawat680]

@saynotoloans @PowerLawyerVJ @Pravinkks @aarushisharmaX @BorrowerRicwg8 @santosh23236177 Yeah i know and it's for those people who thinks there problem can be resolved by someone else they have to fight and standup for themselves if they want to stop no one can help them if they don't want to fight it.

[Hopeful Shelter Foundation 🇮🇳 @HopefulShelter]

A SMALL NGO. A BIG DREAM. ❤️
Hopeful Shelter Foundation needs your support!
🎯 Target: ₹2,00,000
Every rupee matters! Contribute ₹1, ₹21, ₹51, ₹101 or whatever you can
UPI: 8826259179
UPI Name: Hopeful Shelter Foundation
Let's ensure no child's education stops

[Manish Rawat @srawat680]

@saynotoloans @banpaydayloan @RBI Yeah it's true.

[Manish Rawat @srawat680]

@banpaydayloan @saynotoloans @RBI Yeah it's like other corruption practices in india but even @nsitharaman talk about this in parliament hope she would look into it.

[Manish Rawat @srawat680]

@saynotoloans @banpaydayloan Hope @RBI intervene this and end this illegal practices and also stricten the process to get the loan so no one face this.

[Hopeful Shelter Foundation 🇮🇳 @HopefulShelter]

@Rihanpatilrp @rrk_psd We provide completely free legal guidance and support to victims of predatory loan app harassment.
Our legal team helps with:
Filing complaints on RBI Sachet portal, Cyber Crime portal
Guiding on RBI rec guidelines
Coordinating with authorities for relief from illegal recovery

[Manish Rawat @srawat680]

@desisarcasm93 @Anuragmishra11J @visumurugan @saynotoloans Toh bhai apne abhi tak settlement nhi krwaya????

[Manish Rawat @srawat680]

@FairRecoveryIN @hydcitypolice Yup I don't know why they caution public but can't take down these apps

[Manish Rawat @srawat680]

@desisarcasm93 @Anuragmishra11J @visumurugan @saynotoloans Station jake kya hua bhai?

[Say no to loans @saynotoloans]

🚨 Another tragic case of online loan app harassment in Hyderabad.

A 31-year-old police constable reportedly died by suicide after allegedly facing continuous threats from loan app recovery agents.

He had taken a ₹40,000 loan four months ago. Agents reportedly threatened to circulate nude photos of him and his wife to family members and villagers if the amount was not repaid immediately.

The incident was reported from Harshaguda under Pahadisharif police station limits.

⚠️ Based on preliminary reports. Needs further official verification.

Credit: Eenadu
🔗 https://t.co/pwZopEzQPd

#LoanAppHarassment #Hyderabad #LoanAppAtyachar

@Pravinkks @DiwakarSharmaa

[Say no to loans @saynotoloans]

𝗧𝗢𝗧𝗔𝗟 𝗕𝗔𝗡 𝗢𝗡 𝗣𝗥𝗘𝗗𝗔𝗧𝗢𝗥𝗬 𝗣𝗔𝗬𝗗𝗔𝗬 𝗟𝗢𝗔𝗡𝗦.

[Manish Rawat @srawat680]

@saynotoloans @aarushisharmaX @RBI Your dm is blocked for messages also no one should take their own lifes due to debt i mean in india many businesses have default on the name of Personal guarantor

[Manish Rawat @srawat680]

@aarushisharmaX @RBI @saynotoloans Yes and bank's also should be more stricter to give unsecured loans because if someone earning good now doesn't matter he's earn well in the future.